Buildings & Contents Cover

Why Choose Buildings and Contents Cover?

According to the latest figures from the FCA, there are approximately 650,000 domestic burglaries in the UK each year. Government statistics also show that 5.5 million homes and business premises are at risk of flooding, along with over 143,000 fires annually that can destroy property. Given these risks, buildings and contents protection is essential.

Buildings protection safeguards your home's structure, covering the cost of repairs or rebuilding after damage. Contents protection helps replace or repair items inside your home that are damaged, stolen, or lost during such incidents. In challenging times like these, having this kind of financial security can offer much-needed peace of mind.

What are Benefits of Buildings and Contents Cover?

While specific details of buildings and content protection will vary from provider to provider, the fundamental elements will typically include the following:

Buildings Insurance

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Structural Damage

Repair or rebuilding costs for damage to the physical structure of your home caused by events like fire, floods, or subsidence

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Fixtures & Fittings

Includes permanent fixtures like kitchens and bathrooms

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Legal Expenses

Covers structures like garages and sheds

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Outbuildings

Covers structures like garages and sheds

Business Insurance
Contents Insurance

Contents Insurance

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Personal Belongings

Protects household items like furniture, electronics & clothing

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Valuables

Covers high-value items like jewellery and artwork

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Theft

Covers theft or loss of belongings due to burglary or other criminal activity

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Accidental Damage

Covers accidental damage to possessions within the home

FAQs

Is building protection the same as home protection?
Do tenants need contents protection?
Does contents protection cover theft outside the home?

Looking for a Buildings & Contents Cover?

At Wealthmax, we understand how important it is to protect both your property and the belongings inside it. Our team can help tailor buildings and contents insurance to suit your individual needs—whether you are safeguarding your home or rental property.